Vice President, Commercial Banking - CRE
Company: Disability Solutions
Location: Costa Mesa
Posted on: October 17, 2024
Job Description:
Job Title:Vice President, Commercial Banking - CRELocation:Costa
MesaWhat you'll do:The position of Commercial Banker is responsible
for identifying a target market for new business and subsequently
develop and establish a book of new business from those
relationships. The position is responsible for the negotiating,
underwriting and coordinating the closing of a variety of major and
complex corporate banking loans in compliance with the Bank's
lending policies and procedures; develops business checking and
deposit relationships with customersWhat we are looking for:
- Compiles and analyzes market research data to develop
recommendations regarding products and services focused on needs of
target market.
- Engages in business development activities and solicitation of
new business based on the target market.
- Calls and visits target customers to promote and sell Bank
products and services to establish a new book of business.
- Develops and maintains customer data base including calls and
results on all new business relationships. Makes reports to
superiors as required.
- Interviews prospective applicants and requests specified
information related to loan or credit application; corresponds or
re-interviews applicants to resolve questions regarding application
information.
- Performs basic pre-qualification assessment and analysis of
financial condition and risk of financing requests within framework
of Bank credit culture and current economic and industry
trends.
- Gathers all information necessary to present a financing
request to senior management or Loan Committee for approval; meets
with new/potential customers; visiting sites of loans; negotiates
loan terms and conditions; refers and recommends acceptance to the
Chief Credit Officer or Loan Committee.
- Coordinates processing of approved loans; ensures loans are
processed according to agreement, customer needs and conform to
Bank lending policies; obtains sufficient information and/or
documentation from customers; solves problems relative to
processing and servicing of loans within the Relationship Manager's
portfolio.
- Represents the Bank in various community, civic, and community
reinvestment functions to further enhance the Bank's image and
develop additional business; assists the Bank in establishing and
maintaining market position in the financing arena.Qualifications:
- Bachelor's degree from a four-year college or university and
five (5) or more years of related experience and/or training; or a
combination of experience and education.
- Work related experience must consist of a basic lending
background including negotiating, underwriting and coordinating the
closing of a variety of major and complex consumer, residential,
equipment, SBA, commercial building and business loans;
relationship development, experience in the financial services
industry.
- Educational experience, through in-house training sessions,
formal school or financial industry related curriculum, should be
business or financial industry related.
- Knowledge of related state and federal banking compliance
regulations, and other Bank operational policies.
- Specific knowledge of Commercial Real Estate market in San
Diego is a required.
- Knowledge and experience in financial statement and tax return
analysis typically resulting from a combination of education in
accounting, financial and/or credit analysis or related areas.
- Intermediate knowledge of Bank lending procedures, Bank
policies and procedures, and the Bank's products and services.
- Extensive knowledge in all facets of relationship
management.
- Exceptional analytical skills.Compensation: Salary range for
new hires is generally $149,000.00 - $185,000.00 for Costa Mesa,
CA. Salary amount is determined by specific job location. In
addition, the role may be eligible for annual bonus/incentives
earned and restricted stock.Benefits you'll love:We offer all the
important things you'd want - like competitive salaries, an
ownership stake in the company, medical and dental insurance, time
off, a great 401k matching program, tuition assistance program, an
employee volunteer program, and a wellness program. In addition,
you'll have the opportunity to bolster your business knowledge,
learning the ins and outs of how successful companies operate and
manage their finances, giving you invaluable hands-on experience to
help grow your career!About the company:Western Alliance Bank is a
wholly owned subsidiary of Western Alliance Bancorporation.
Alliance Bank of Arizona, Alliance Association Bank, Bank of
Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank
are divisions of Western Alliance Bank; Member FDIC. AmeriHome
Mortgage is a Western Alliance Bank company.Western Alliance
Bancorporation is committed to equal employment and will consider
all qualified applicants without regard to race, sex, color,
religion, age, nation origin, marital status, disability, protected
veteran status, sexual orientation, gender identity or genetic
information. Western Alliance Bancorporation is committed to
working with and providing reasonable accommodations for
individuals with disabilities. If you are an individual with a
disability and require a reasonable accommodation to complete any
part of the application process and/or need an alternative method
of applying, please email HR@westernalliancebank.com or call
602-386-2488. When contacting us, please provide your contact
information and state the nature of your accessibility issue. We
will only respond to inquiries concerning requests that involve a
reasonable accommodation in the application process.-- Western
Alliance Bancorporation
Keywords: Disability Solutions, La Quinta , Vice President, Commercial Banking - CRE, Accounting, Auditing , Costa Mesa, California
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